Software Engineering Intern

We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.

With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact.

We are looking for teammates eager to join us on this journey. Our venture partners include First Round Capital and L Catterton. Products we’ve built to make an impact: • Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.

• Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus. • Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth.

The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays.

If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.

About the Role: As an Intern at Perpay, we want you to grow with us. Your primary responsibilities are going to be collaborating with your team to ship features, learning how to approach your work with a product mindset, and demonstrating the grit that will get you through challenging projects.

We understand the value of mentorship and offer students an opportunity to gain real work experience before graduation. In the 10-12 weeks we’ll be together, you’ll be like any other member of the engineering team working on features within our existing product roadmap.

You’ll be contributing to our codebase, testing and releasing features into production, partner with our other teams like product, design, data science & analytics, operations, and other stakeholders to ship new features and products.

All while developing the skills to succeed in a fast-paced tech start-up environment and experiencing and contributing to our unique culture. Our tech stack: Javascript, React, Redux, Python, Django, Flask, Kubernetes, AWS, Docker, and more Our greatest strength is our people, and we’d love for you to be one of them!

What You’ll Bring: • Currently enrolled in or will receive a Bachelor’s or higher in Computer Science, Mathematics, or related technical discipline with an expected graduation date between winter 2027 – summer 2028 (or equivalent experience) • Cumulative GPA of 3.

0 or better • Knowledge and experience with some, if not all, of our stack • Ability to pick up new technologies quickly, with software engineering fundamentals being valued more than familiarity with specific tools or languages • A strong focus on writing and deploying clear, readable, testable code Bonus: • Enrolled in a Master’s Degree or an advanced technical degree • Previous work experience in a technical field Hey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!

What We’ll Bring For Internships: • Hourly compensation • Espresso bar, full kitchen, weekly catered lunches, snacks, beverages, & everyday lunch essentials • One-of-a-kind office with comfortable work/lounge spaces and a pleasant riverfront setting • Opportunity to gain experience at one of the fastest-growing financial startups in the country in both e-commerce & fintech, working cross-functionally.

What We’ll Bring to Full-time Team Members: • Meaningful compensation and equity • Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option) • 5% employer 401k match • Unlimited PTO policy • ​​Remote weeks around major holidays + extra holiday on weekends like MDW and LDW • High quality catered lunch by local chefs, 4 days / week • Gym subsidy • Paid cell phone + plan • Student loan repayment match program • Family savings match program • Relocation assistance • Generous team member discounts This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1) Perpay is proud to be an equal opportunity employer.

We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor.

Please contact us at careers@perpay.com to request accommodation.