Underwriting Intern

Tmhcc is hiring an Underwriting Intern in Minnetonka, MN (hybrid). Posted November 11, 2026. Checked against the employer's posting on November 15, 2026.

Tokio Marine HCC (TMHCC) brings 50 years of service to the specialty insurance industry, today offering over 100 products to commercial customers in 180 countries around the world.

Organic growth and over 60 successful acquisitions have grown our 2022 Gross Written Premium (GWP) to $5 Billion.  Our workforce has grown to 4,300 worldwide … big, but not so big that you cannot make a difference.

Our Good Company values, including integrity, empowerment, and commitment to customer service, and a culture of innovation, communication, and collaboration, make TMHCC a great place to work.

For over 50 years, HCC Life Insurance Company, operating as Tokio Marine HCC – A&H Group, has been at the forefront of medical stop loss insurance. In addition to traditional stop loss, we offer captive and Taft-Hartley stop loss solutions, Organ & Tissue Transplant insurance and MedPlus insurance.

Tokio Marine HCC – A&H Group is rated A++ (Superior) by A.M. Best Company and benefits from the financial stability of its parent company, Tokio Marine HCC.

*This role is located onsite in Minnetonka, MN* Position Summary: The Stop Loss Underwriting Intern will support the underwriting team while gaining hands-on exposure to the fundamentals of medical stop loss insurance, risk evaluation, and the underwriting process.

This internship is designed for a student interested in building a career in insurance, underwriting, finance, or a related field. The intern will work alongside experienced underwriters to learn how employer-sponsored health plans are evaluated and how underwriting decisions are supported through data analysis, plan information, claims experience, and other risk factors.

What You’ll Learn This internship will provide exposure to the full stop loss underwriting process and an opportunity to develop foundational skills in risk assessment, data analysis, pricing concepts, and the employer-sponsored healthcare insurance market.

The intern will also gain experience working within a professional underwriting team and learn about potential career paths within stop loss insurance.

Key Responsibilities: Assist underwriters with reviewing and organizing information for new business and renewal opportunities. • Learn the fundamentals of medical stop loss insurance, including specific and aggregate coverage.

• Support the review of census data, claims information, plan documents, and other underwriting materials. • Assist with data entry, reporting, and maintaining accurate underwriting records.

• Help prepare information used in quotes, proposals, and underwriting evaluations. • Develop an understanding of how risk factors impact pricing and underwriting decisions.

• Work with underwriting team members to identify missing or incomplete information needed for case review. • Participate in team meetings, training sessions, and other learning opportunities.

• Complete special projects and analysis as assigned. Education, Experience & Knowledge: • Currently pursuing a bachelor’s degree in Business, Finance, Risk Management, Insurance, Economics, Mathematics, Data Analytics, statistics, Actuarial Science or a related field.

• 60 completed college hours from an accredited college or university with a GPA of 3.0 or higher. • Strong attention to detail and organizational skills.

• Comfortable working with numbers and analyzing information. • Basic proficiency in Microsoft Excel, Word, and Outlook. • Strong written and verbal communication skills.

• Ability to manage multiple assignments and meet deadlines. • Interest in learning about insurance, healthcare, risk management, and underwriting. Tokio Marine offers a competitive salary and benefits package, including: • Generous paid time off (PTO), 12 paid company holidays, • 401(k) Retirement Plan with 6% company match.

• Health and dental insurance, and vision plan available. • Company-provided long-term disability and life insurance. • Opportunities for advancement in a successful and growing organization.

• Flexible work schedules and a great work/life balance. • Paid Parental Leave. • Volunteer Time Off. • Enjoy casual dress and work in a modern, comfortable office with free parking.

• Hybrid work schedule The pay range for this position is $33,700-$50,500 , which includes geographic adjustments, where applicable. The pay range is the range THMCC, in good faith, believes is the range of compensation for this role at the time of this posting.

The hired applicant will be offered pay within the entire range based on the candidate’s geographic location, qualifications, work experience, education, and/or skill level.

The Company is fully committed to ensuring equal pay opportunities for equal work regardless of color, race, sex, national origin, sexual orientation, religion, age, veteran status, disability, pregnancy, citizenship status, genetic information, or any other basis protected by federal, state, or local pay equity laws.

The Company will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state and local laws, such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC § 1033(e))(the “VCCLEA”), which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions.

Where the hiring and employment of individuals is not restricted by the foregoing, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law such as the California Fair Chance Act, the Los Angeles Fair Chance Initiative for Hiring Ordinance, the Los Angeles County Fair Chance Ordinance, the San Diego Fair Chance Ordinance, and the San Francisco Fair Chance Ordinance.

] As an insurance company, we comply with certain federal, state and local laws such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC § 1033(e)), which restricts our ability to employ individuals with certain types of criminal convictions.

Where not restricted by law and for criminal history not covered by this law, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law.

You do not need to disclose your criminal history or participate in a background check until a conditional job offer is made to you. After making a conditional offer and running a background check, if the Company is concerned about a conviction that is directly related to the job, you will be given the chance to explain the circumstances surrounding the conviction or challenge the accuracy of the background report.

The Company will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state and local laws, such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC § 1033(e))(the “VCCLEA”), which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions.

Where the hiring and employment of individuals is not restricted by the foregoing, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law such as the California Fair Chance Act, the Los Angeles Fair Chance Initiative for Hiring Ordinance, the Los Angeles County Fair Chance Ordinance, the San Diego Fair Chance Ordinance, and the San Francisco Fair Chance Ordinance.

] About Us Tokio Marine HCC is a leading specialty insurance group with offices in the United States,the United Kingdom, Europe, and other exciting locations.

With the strength and stability that comes from being a member of the Tokio Marine Group, and more than fifty years of growth, profitability, and stability, we offer important insurance products that most people don’t even know exist.

Every policy we write is special, enabling our clients to do amazing things. For over 50 years, HCC Life Insurance Company, operating as Tokio Marine HCC – A&H Group, has been at the forefront of medical stop loss insurance.

In addition to traditional stop loss, we offer captive and Taft-Hartley stop loss solutions, Organ & Tissue Transplant insurance and MedPlus insurance.

Tokio Marine HCC – A&H Group is rated A++ (Superior) by A.M. Best Company and benefits from the financial stability of its parent company, Tokio Marine HCC.

Applying our Mind Over Risk philosophy to writing insurance allows our customers to take on opportunity with confidence. That philosophy defines our way of thinking, unites us as a team, and differentiates us from our competitors.

We are much more than just an insurance company; we are a good company. Equal Opportunity Employer TMHCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances.