Summer 2027 Intern: Portfolio Management Team

Our groundbreaking spin on service and technology has fueled our mission to be America’s Small Business Bank. Our products help customers buy, build, and expand their business, and our high-yield savings and CD products help them grow their hard-earned money.

At Live Oak, we never lose sight of the well-being of our people. We believe our employees are the heart of our company. Our commitment to our customers and culture is intertwined, and we seek those who embody and embrace what it takes to empower the American dream.

Ready to make an impact? We're looking for an onsite intern to join our team for the 10-week Summer 2027 Internship Program (May 17 - July 23, 2027) at our headquarters in Wilmington, NC.

Applications are due by 11:59 p.m. ET on Wednesday, September 23. How   This Role   impacts   Live Oak: Interns that join the   Portfolio Management Team will have the opportunity to understand and support our Portfolio Analys t s   in   the   numerous   tasks   they   work on   each quarter.

The 10-week program will allow interns to work through financial analysis, shadow tasks and customer interactions, learn the lead to loan process and gain an understanding of Live Oak’s risk through   Lending and Servicing functions .

The   Portfolio Analyst   role is vital to the health and overall performance of the existing Live Oak Bank loan portfolio . What   You’ll   Do   at Live Oak : • Analyze financial statements from several different industries   as part of our quarterly analysis and   assist   wit h   annual risk grade assessment s for relationships with larger exposure.

• Complete a capstone project and presentation outlining the   lead-to-loan   process using what you learn over the course of the summer. • S hadow the day-to-day functions   of the role, such as collateral, payment, and loan structure questions, managed and completed by a variety of Portfolio Analysts.

• Work with other departments throughout the bank   handling customer requests   to understand how each role plays a key function.   This   will also broaden   your   spectrum on potential future opportunities throughout the bank.

• Spearhead any internal projects focused on making the group more effective and efficient. • Attend Loan Committee weekly listening to an educational debate on   deals   approved   each week .

• Attend   d epartment and   internal t eam meetings for important updates and learning opportunities. How   You’ll   Do It: • You will be trained   on   financial   statement   analysis and the Live Oak Bank approach to cash flow lending.

• Consistent feedback on job performance during the internship. • Enhancing your   time management, prioritization ,   and organization skills Preferred   Experience : • Interest in banking or finance • Currently enrolled in college/university working toward a degree • A uthenticity /Genuine • Professional Curiosity • Trustworth iness • Personal Effectiveness/Credibility • Nimbleness • Initiative/Willingness to Own Your Role • Joy in Collaborating • Prompt • Multi-tasker #LI-DNI Our Values • Dedication:  Possess a deep commitment to Live Oak Bank’s mission and core values, exemplified through a strong work ethic, adaptability and pride in your work.

• Ownership:  Take initiative to deliver positive results by proactively and creatively solving problems, while maintaining a high degree of quality. • Respect:  Treat everyone with courtesy, politeness, and kindness.

• Innovation:  Embrace fresh ideas and fearlessly contribute new solutions to emerging or existing problems. • Teamwork: Foster collaboration, accountability, and trust with others and understand that together, we do more For a detailed overview of our employee benefits please visit:  http://www.

liveoakbank.com/careers/ Live Oak Bank is an Affirmative Action and Equal Opportunity Employer, Minorities/Women/Veterans/Disabled. We consider applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, veteran status or disability.

Equal access to programs, service and employment is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify human resources at   HumanResources@liveoak.

bank . EEO is the Law The base pay range for this position is $19.77 - $32.12 per hour. Compensation may also include annual bonuses and long-term incentives, subject to various metrics and company policy.

A candidate’s salary is determined by several factors including travel, relevant work experience or skills and expertise. Please note that we provide at least the minimum requirement of paid sick leave to our employees who reside in states that require employer-paid sick leave, including but not limited to Arizona, California, Colorado, District of Columbia, Maine, Maryland, Massachusetts, Michigan, Nevada, New Jersey, New Mexico, New York, Oregon, Rhode Island, Vermont, and Washington.